Annual Benefits Open Enrollment runs from

October 27 –
November 10, 2025

You must log in and actively select your benefits for the upcoming year. Your current benefits will not automatically carry over. If you do not enroll by the deadline, you will not have benefits for 2026!

Annual Benefits Open Enrollment Information

During Annual Benefits Open Enrollment, you’ll have the opportunity to choose from a comprehensive range of RaceTrac benefits designed with you and your family in mind — all focused on supporting your health and protecting your wellbeing.

Be sure to make your benefit elections before the enrollment period ends on November 10, 2025. All changes will take effect January 1, 2026.

This is the one time of year you can enroll in RaceTrac benefits unless you experience a Qualifying Life Event.

Key Benefits Highlights

Changes for 2026:

  • Enhanced Virtual Care for medical plan participants through One-to-One health, offering 24/7 access to a dedicated team of providers, all at no cost to the participant.

  • Access to a team of experts with FEDlogic who can provide team members and their households information and guidance on state and federal benefits programs for which they may be eligible.

  • Updates to our pharmacy benefit, giving team members access to fill specialty prescription drugs at little to no cost.

These changes were made with our team members in mind and with the goal of supporting their physical, mental, and financial wellbeing. Be sure to make your benefits elections during the Annual Benefits Open Enrollment period, which ends on November 10, 2025. All changes will take effect on January 1, 2026.

Who is Eligible?

If you’re wondering whether you are eligible to receive certain benefits, refer to page 4 in our Benefits Guide! You can also enroll your spouse or eligible dependents in plans for which you are eligible. Dependents are defined as natural and adoptive children, stepchildren and children from whom you have been named legal guardian. Your dependents are covered for benefits through the end of the month in which they turn 26 (different guidelines apply for those who are disabled). Only legal spouses are eligible.

Adding a New Dependent?

You must upload a copy of legal documentation (birth certificate, marriage certificate, adoption papers, etc.) for each new dependent. Please have the documents ready before you start enrolling. If this is not complete, your dependent benefits will not be processed.

How to enroll

Enrollment is easy! Just follow the steps below:

  • Review your 2026 benefit options on the Benefits Website.

  • Enroll Yourself and Your Dependents by logging into Workday and completing the Annual Benefits Open Enrollment Event in My Tasks.

  • Review elections and dependent information for accuracy, then hit Submit.

  • Success! Benefits are effective January 1, 2026.

Key Benefits Highlights

Changes for 2026

  • Enhanced Virtual Care for medical plan participants through One-to-One health, offering 24/7 access to a dedicated team of providers, all at no cost to the participant.
  • Access to a team of experts with FEDlogic who can provide team members and their households information and guidance on state and federal benefits programs for which they may be eligible.
  • We are adding a new covered benefit, Regenexx, to our plan. Regenexx is a non-surgical, less invasive alternative to many surgeries, and we encourage team members to inquire about whether Regenexx will work for them.
  • Updates to our pharmacy benefit, giving team members access to fill specialty prescription drugs at little to no cost.

These changes were made with our team members in mind and with the goal of supporting their physical, mental, and financial wellbeing. Be sure to make your benefits elections during the Annual Benefits Open Enrollment period, which ends on November 10, 2025. All changes will take effect on January 1, 2026.

Who is Eligible?

If you’re wondering whether you are eligible to receive certain benefits, refer to page 4 in our Benefits Guide! You can also enroll your spouse or eligible dependents in plans for which you are eligible. Dependents are defined as natural and adoptive children, stepchildren and children from whom you have been named legal guardian. Your dependents are covered for benefits through the end of the month in which they turn 26 (different guidelines apply for those who are disabled). Only legal spouses are eligible.

Adding a New Dependent?

You must upload a copy of legal documentation (birth certificate, marriage certificate, adoption papers, etc.) for each new dependent. Please have the documents ready before you start enrolling. If this is not complete, your dependent benefits will not be processed.

How to Enroll

Enrollment is easy! Just follow the steps below:

  • Review your 2026 benefit options on the Benefits Website.

  • Enroll Yourself and Your Dependents by logging into Workday and completing the Annual Benefits Open Enrollment Event in My Tasks.

  • Review elections and dependent information for accuracy, complete the Task, hit I Accept, then hit Submit..

  • Success! Benefits are effective January 1, 2026.