Your Playbook to Navigating Preventative Care

Football season is back! Just like a winning team prepares with strategy, practice, and strengthening its defense, your health also needs a preventative care playbook. Many people only head to the doctor’s office when they’re “out of the game” with an illness or injury. But even the healthiest adults and kids need routine checkups to stay off the bench all season long.

Topics In This Blog

What is Primary Care?

Primary care is the baseline for day-to-day healthcare services, including your annual check-ups. Your Primary Care Provider (PCP) is your go-to doctor. Think of them as your head coach – the person who knows your game and helps call the right plays. Primary care includes:

    • Preventive care and screenings
    • Acute care diagnosis and treatment
    • Chronic condition care

RaceTrac wants its players to stay healthy. That’s why 100% of preventative care is covered for medical plan participants.

What are the Benefits of Primary Care?

  • Covers the Whole Field: Primary care addresses a wide range of health problems. Your PCP can handle various health care needs. You can discuss current symptoms, medications and vaccinations all in one appointment.
  • Special Teams: Certain health conditions identified during your primary care visit may require specialist care. Your PCP can give referrals for such care and coordinate information among providers.
  • Early Detection = Stronger Defense: Regular exams and screenings can help identify your risk factors or spot health issues before they become more serious.
  • Team Trust: It fosters a doctor-patient relationship. Your PCP should serve as a partner in your ongoing health journey, so finding someone you can trust and talk openly with is essential.
  • Avoid Penalties: Primary care offers screenings that can help address health problems in the early stages, often lowering overall health care costs.

It’s vital to take charge and be the quarterback of you and your family’s health. Start by finding yourself a healthcare ally and scheduling routine checkups with your PCP.

Your First Down: Where do I begin?

If you are already enrolled in a medical plan with RaceTrac Benefits, use the tool below to help you “recruit” an In-Network provider and set up your appointment today.

  • Go to uhc.com/find-a-doctor
  • Scroll down to the “Guest provider search” section and click “Search as a guest”
  • Click “Medical Directory”
  • Select “Employer and Individual Plans”
  • Click “Shopping Around”
  • Scroll down and click “Choice Plus”
  • Update your location as needed and search for providers by name or category

Remember to participate in upcoming Annual Benefits Open Enrollment to continue your coverage for 2026. Annual Benefits Open Enrollment for 2026 will be held October 27 – November 10, 2025. More information will become available in the coming weeks on the Portal.

Annual Benefits Open Enrollment for 2026 is coming up, don’t sit on the sidelines! If you are a full-time employee not currently enrolled in a RaceTrac medical plan, it’s time to start preparing to elect coverage for 2026.

Annual Benefits Open Enrollment for 2026 will be held October 27 – November 10, 2025. More information will become available in the coming weeks on the Portal.

Visit the Making Changes page to learn how to enroll mid-season.

Bonus Points!

Did you know that preventative care appointments can earn you a discount on 2026 Medical premiums? Use your health benefits to book preventive care visits, eye exams, or dental cleanings and earn points automatically.

  • For more information, check out Page 4 of the 2025 Wellness Program FAQ.
  • Appointments scheduled between 11/1/24 and 10/31/25 are eligible for points towards a medical premium discount in 2026.
  • Preventative care is 100% covered for medical plan enrollees.

Questions? Use UMR’s Live Chat

UMR has launched a new live chat feature! Use the chat feature to access live support agents for real-time help. This feature is available on both UMR’s secure member portal and the UMR mobile app.

6 Question to Ask at Your Annual Primary Care Visit

The better prepared you are, the more likely you are to get the answers you need to stay healthy.

Tips for Choosing the Right Primary Care Physician

Assess your healthcare needs to understand what kind of doctor (e.g., family practice physician, general
practitioner, or internal medicine physician) will be the best fit.

Announcing our August Raffle Winners!

To thank our Wellness & You readers, last month we offered the chance to win a $50 gift card! Congratulations to Lindsey Sims and Erin Sweeney! Keep reading the monthly Wellness & You blogs for more chances to win!